Health Insurance

Health Insurance
Individual Health Insurance
It’s important for people to have adequate health insurance coverage since an accident, disease, or illness could result in serious financial hardship. Whether you are a retiree, recent college graduate, between jobs or self-employed,* everyone needs sound health care coverage.
Our focus is to provide you with a solution that allows you to control and manage the benefits that are specific to your current needs, offering you peace of mind with the coverage your need.
If you are self-employed, your health insurance premium may be tax-deductible. This information does not constitute legal or tax advice. As with all tax planning, please consult your attorney or tax advisor.
Group Insurance
A group health insurance plan is an insurance plan that provides healthcare coverage to a select group of people. Group health insurance plans are one of the major benefits offered by many employers. These plans are generally uniform in nature, offering the same benefits to all employees or members of the group.
We work with your business to enroll your employees in the right group health plan that provide adequate benefits at a competitive premium rates regardless of your employee’s location across US.
Other types of Coverage we offer
Dental Insurance
If you don’t have dental insurance through your employer or you are not satisfied with the coverage provided, Individual Dental Insurance can assist you with the high cost of dental treatment.
Without dental coverage, you may be tempted to skip regular cleanings and checkups, a decision that could lead to serious health problems. Let our insurance professionals help you find a plan that will keep the smile on your face. The insurance premiums associated with a dental plan are usually affordable and will vary depending on the type of dental insurance plan you select.
Vision Insurance
Annual eye exams not only detect diseases of the eye like cataracts and glaucoma, but also enable early detection of other diseases including diabetes, multiple sclerosis, and high blood pressure. However, without insurance, vision costs can add up quickly.
Vision Insurance can cover the costs of eye care, including eye exams, glasses and contacts, with a wide variety of coverage and limitation options.
Disability Insurance
What would happen if you were unable to work because of an illness or accident? If you’re like most people, the money you make at work is probably a significant portion of your family’s income.
Do you know that every working adult has a 1 out of 3 chance in suffering a disabling illness or injury that would keep them out of work for three months or more during their working career?
Disability Insurance replaces a portion of your income if you become temporarily or permanently disabled and unable to work.
Long-term Care Insurance
The day may come when you won’t be able to manage on your own. In fact, the majority of those over the age of 65 will require some form of Long-Term Care insurance. Long-Term Care includes all the assistance you would need with daily living tasks if a chronic illness or disability leaves you unable to care for yourself for an extended period of time. It can be care in your own home or a specialized facility.
Long-Term Care insurance provides following benefits:
Gets you the care you need in the setting of your choice.
Helps you maintain your independence.
Can protect your retirement assets.
Helps relieve financial and care-giving pressure on your family.